Can’t find an answer? Contact us — real humans here.
Frequently Asked Questions
Short, clear answers about eligibility, documents, and timing.
Basics
Will this hurt my credit?
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No — our pre-qualification uses soft pulls, not hard inquiries.
How fast can I get funded?
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Many approvals complete within 24–72 hours after we receive your documents.
What’s the max loan amount?
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Business up to $500K+ and personal up to $50K, depending on your profile.
Documents & Security
What credit score do I need?
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600 minimum. If you’re under 600, visit our Credit Assistance page to rebuild first.
What documents are required?
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Typically: your full credit report PDF, government ID, and recent bank statements (business or personal). For business funding, the last 3 months of business bank statements help a lot.
Is my information safe?
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Yes. Upload PDFs only. We never ask for website logins or passwords, and we never sell your data. Files are transmitted over encrypted channels.
Apply & Funding
How do I apply?
Fill out the short form and upload your full credit report as a PDF. No logins or passwords.
Start ApplicationWhat happens after?
We review and match you with options. If terms look good and docs are complete, funds can move in 24–72 hours.
Under 600 FICO?
Start with Credit Assistance to rebuild, then re-apply. We’ll guide you.
Credit AssistanceReady when you are
See your funding options now
No upfront fees. Soft pull for pre-qualification. Upload PDF only — keep your logins private.
What we look for
- • 600+ FICO (minimum)
- • Full credit report PDF (no screenshots)
- • Recent bank statements (business or personal)
- • Valid government ID
P.S. Have questions first? Contact us.