FundingMoleFundingMole
Simple • Transparent • Fast

Getting Funded Is Easy

Follow these four steps. Learn what we look for, what to upload, and what to expect next.

  • Min FICO600+
  • Max Business$500K
  • Funding Speed24–72h
  • CoverageAll 50 states
Step 1

Check Your Credit (Soft Pull)

Use our partner link to view your full 3-bureau report and save it as a PDF. No hard inquiry for pre-qualification.

  1. Click Check Your FICO.
  2. Open the full report (3 bureaus) and choose “Save/Export as PDF”.
  3. Keep the PDF ready — you’ll upload it on the Apply page.

Important: Don’t send usernames or passwords. Only upload the PDF report.

Download your full report as PDF
Step 2

Gather Your Documents

Typical documents

  • Full credit report PDF (from step 1)
  • Government ID (driver’s license or passport)
  • Business funding: last 3 months business bank statements, EIN
  • Personal funding: pay stubs or income proof

Tips to speed things up

  • Use real PDFs (no photos of screens).
  • Name files clearly: Lastname_Report.pdf, Lastname_ID.pdf
  • Keep total size under 10 MB for upload.
Step 3

Submit the Application

Complete the short form and upload your PDF credit report. We’ll review and route to the most suitable options.

Go to ApplicationCheck Your FICO
Step 4

Approval & Funding (24–72 hrs)

What to expect

  • We review and may ask for a quick clarification.
  • You’ll see options (terms, rates, amounts) if eligible.
  • Once accepted and finalized, funds can land in 1–3 days.

No upfront fees

Any lender fees will be disclosed before you agree.

Credit Disclaimer & Safety

Minimum 600 FICO is typically required. If you’re under 600, our Credit Assistance team can help you rebuild before applying again. Never send website logins — only the PDF report.

Do

  • Upload clear PDFs only
  • Keep file sizes small
  • Verify details match your ID

Don’t

  • No logins or passwords
  • No screenshots/photos of screens
  • No sensitive data in notes
Start Credit AssistanceCheck Your FICO